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Mortgage Points
Buying Down A Point
Morgage Points Explained
  Explains what mortgage points are and gives guidelines for determining if buying down a point makes sense.
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Morgage Fees
Are They Tax Deductible?
Morgage Fees and Tax
  Explains in detail the various costs associated with refinancing...it can also help establish which costs may be tax deductible.
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Your Southern California Broker...
 
"123-Refi is located in Newport Beach, California near John Wayne Airport. This area of Orange County is truly the heart of the Mortage Industry. Being located in this section of Southern California is the equivalent of working on Wall Street for Financial Brokers. It gives us the ability to forge important relationships with every important institution in the business. These relationships work to your benefit."

Dan Boese,
President of 123-Refi
 

 
   

Mortgage Loan Comparison Calculator
This calculator will help you to compare the total interest charges of four different loans.

Instructions: To calculate the payment amount and the total interest of any fixed term loan, simply fill in the 3 left-hand cells of the first row and then click on "compute." Use the other three rows to see what effects are produced by changing any one of the loan's original variables.

# of
Payments		 Interest
Rate		 Principal Monthly
payment		 Total
Interest
 
 

Use This Calculator For Morgage Comparisons...



Real Estate Professionals will find a number of useful Mortgage Refinance tools as well as tools that are essential to Realtors on the web. Southern California brokerages should consider Virtual Escrow for their California Mortgage transactions. If you are looking to buy a home use this nationwide MLS home search site will be of great use. Brokers looking to expand nationwide should consider a Mortgage Net Branch opportunity from us.
  • Fixed Rate Mortgage - Explains what is meant by the term Fixed Rate and what distinguishes it from other types of laon programs
  • Adjustable Rate Loan - Explains what is meant by the term Adjustable Rate as well as defining common terms such as Negative Amortization, and Interest Only. It also covers popular Indices including MTA, CODI, Prime Rate, COFI, CMT, CODI and LIBOR.
  • Second Morgage - Talks about the differences between Second Mortgages and Home Equity Loans (HELOC) as well which may benefit you most.
  • NINA and Stated Income - Details the differences between the various Documentation Options. This includes NINA Morgage (No Income No Asset), NIVA, NISA, Stated Income Laon, SIVA and SISA programs.

Morgage Calculation For Loan Comparison
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