The Best Broker In California - Apply for our Debt Consolidation Loan Best Debt Consolidation Loan - Refinancing at the lowest morgage rates available in Southern California - Apply Online or Call Us at 1-888-835-0761...

Call 6am-9pm PST Call Today For a Debt Consolidation Morgage Quote
 Free Quote     Refinancing    Prequalification Debt Consolidation Loan Home Equity Laon    Mortgage Calculator
Our California Jumbo Mortgage Solutions Include the Following:
 
Option Arm and Pick-a-Pay programs at 1/2%...40 Year Terms Available to help you save up to 75%
Neg-Am Loans that have TRUE Fixed Interest Rates - Not Just Fixed 'Start Rates'
Fixed Jumbo Rates below 6% and terms of up to 50 years
High 'Loan to Value' Borrowers Are Welcome!


Southern California Mortgage Broker
Morgage Approvals For Debt Consolidation in Under An Hour - Apply Now
 
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Mortgage Points
Buying Down A Point
Morgage Points Explained
  Explains what mortgage points are and gives guidelines for determining if buying down a point makes sense.
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Morgage Fees
Are They Tax Deductible?
Morgage Fees and Tax
  Explains in detail the various costs associated with refinancing...it can also help establish which costs may be tax deductible.
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Your Southern California Broker...
 
"123-Refi is located in Newport Beach, California near John Wayne Airport. This area of Orange County is truly the heart of the Mortage Industry. Being located in this section of Southern California is the equivalent of working on Wall Street for Financial Brokers. It gives us the ability to forge important relationships with every important institution in the business. These relationships work to your benefit."

Dan Boese,
President of 123-Refi
 

 
   

The Best Debt Consolidation Loan...

The majority of people that own homes possess more debt than their mortgage. These other debts can can include auto payments, credit cards, student loans, consumer loans and so on. Paying these debts off can be prove highly advantageous to a homeowner. The question is, where do you acquire the funds to pay off such debts? The answer...is with a Debt Consolidation Loan.

Homeowners in Souther California can easily obtain funds to pay off those debts by consolidating them into a single debt based on a lower rate. These tax deductible payments will be significantly lower than the amounts being previously paid.

The best Debt Consolidation loans have superior terms to non-secured debt because using your home as collateral makes it far less risky to lenders. The lender is then able to pass on terms that reflect their confidence in your asset.

What transpires in this process is the following: The lender encumbers your home with a lien on its title for the amount that is necessary to pay off all of your other debts. You will make monthly payments based on a single rate and over a number of years until the amount borrowed is paid in full (then the lien is removed).



Fill out our Quick Application For a California Debt Consolidation Mortgage

Feel free to bypass the online application and immediately speak to a Debt Consolidation Mortgage expert by calling us at 888-835-0761

Useful Calculators  
Morgage Refinance Application Payment Calculator
Current vs New Mortgage
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'Beat The Banks' Guarantee  
We will beat the interest rate of the following Banks by at least .25% and we will not charge any more than the morgage fees normally charged by the selected bank.

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ABN Amro
Bank of America
Bank One
Citbank
Citigroup
Wachovia
Washington Mutual
Wells Fargo





Call 6am-9pm PSTSouthern California Broker For Refinancing Jumbo Mortgage Loans
Southern California  Broker  
 
 
 
 

Southern California Morgage Broker for Debt Consolidation...



Real Estate Professionals will find a number of useful Mortgage Refinance tools as well as tools that are essential to Realtors on the web. Southern California brokerages should consider Virtual Escrow for their California Mortgage transactions. If you are looking to buy a home use this nationwide MLS home search site will be of great use. Home Buyers searching for can utilize the search tools on the site of local Realty professionals.
  • Fixed Rate Mortgage - Explains what is meant by the term Fixed Rate and what distinguishes it from other types of laon programs
  • Adjustable Rate Loan - Explains what is meant by the term Adjustable Rate as well as defining common terms such as Negative Amortization, and Interest Only. It also covers popular Indices including MTA, CODI, Prime Rate, COFI, CMT, CODI and LIBOR.
  • Second Morgage - Talks about the differences between Second Mortgages and Home Equity Loans (HELOC) as well which may benefit you most.
  • NINA and Stated Income - Details the differences between the various Documentation Options. This includes NINA Morgage (No Income No Asset), NIVA, NISA, Stated Income Laon, SIVA and SISA programs.

The Best Programs For Debt Consolidation Loans
123-Refi is licensed by the DRE and able to Broker mortgages in 48 States - Located in Southern California

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