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Our California Jumbo Mortgage Solutions Include the Following:
 
Option Arm and Pick-a-Pay programs at 1/2%...40 Year Terms Available to help you save up to 75%
Neg-Am Loans that have TRUE Fixed Interest Rates - Not Just Fixed 'Start Rates'
Fixed Jumbo Rates below 6% and terms of up to 50 years
High 'Loan to Value' Borrowers Are Welcome!


Southern California Mortgage Laon Quote

Fill out our online mortgage loan application and receive an immediate quote. Or you can skip the online application by calling us toll free at:

Mortgage Points
Buying Down A Point
Morgage Points Explained
  Explains what mortgage points are and gives guidelines for determining if buying down a point makes sense.
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Morgage Fees
Are They Tax Deductible?
Morgage Fees and Tax
  Explains in detail the various costs associated with refinancing...it can also help establish which costs may be tax deductible.
Read More 
 		 
Your Southern California Broker...
 
"123-Refi is located in Newport Beach, California near John Wayne Airport. This area of Orange County is truly the heart of the Mortage Industry. Being located in this section of Southern California is the equivalent of working on Wall Street for Financial Brokers. It gives us the ability to forge important relationships with every important institution in the business. These relationships work to your benefit."

Dan Boese,
President of 123-Refi
 

 
   


Mortgage Loan Application

Name    
Telephone    
Email    
Address    
City    
State    
Zip Code    
Best Contact Time    
Property Value    
Occupancy    
Property Type    
Will You Have a Co-Borrower?    
 Yes No
Monthly Debt    
Monthly Income    
Credit History    

I can verify this income through either past 2 years W-2's, past 2 years Tax Returns, or past 12 months Bank Statements.

I choose not to verify this income and prefer a 'Stated Income' option.
Provide Either Your Social Security Number or Your Credit Score
Current Loan Amount    
Current Interest Rate    
Is This A Fixed Rate?    
Any Cash Out?    
Is This Strictly a Second Mortgage?    
                

Quote For Your California Laon



Real Estate Professionals will find a number of useful Mortgage Refinance tools as well as tools that are essential to Realtors on the web. Southern California brokerages should consider Virtual Escrow for their California Mortgage transactions. If you are looking to buy a home use this nationwide MLS home search site will be of great use. Brokers looking to expand nationwide should consider a Mortgage Net Branch opportunity from us.
  • Fixed Rate Mortgage - Explains what is meant by the term Fixed Rate and what distinguishes it from other types of laon programs
  • Adjustable Rate Loan - Explains what is meant by the term Adjustable Rate as well as defining common terms such as Negative Amortization, and Interest Only. It also covers popular Indices including MTA, CODI, Prime Rate, COFI, CMT, CODI and LIBOR.
  • Second Morgage - Talks about the differences between Second Mortgages and Home Equity Loans (HELOC) as well which may benefit you most.
  • NINA and Stated Income - Details the differences between the various Documentation Options. This includes NINA Morgage (No Income No Asset), NIVA, NISA, Stated Income Laon, SIVA and SISA programs.

Great Rates, Great Laon Programs
123-Refi is licensed by the DRE and able to Broker mortgages in 48 States - Located in Southern California

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