Prequalification For Your Home in Southern California Southern California Home Mortgage Prequalification - Buy your home at the lowest morgage rates available in California - Apply Online or Call Us at 1-888-835-0761...

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 Free Quote     Refinancing    Prequalification Debt Consolidation Loan Home Equity Laon    Mortgage Calculator
Mortgage Prequalification Rates

              

  Our Mortgage Prequalification Rates Are Consistently Lower Than Every Major Lender In The Country
  Our Experienced Agents Have A Total Understanding Of Mortgages
  No hassles or obligations - just great service!


  California Mortgage Loan & Rates
 As Heard On CNN, CNBC & FOX Radio


Mortgage Points
Buying Down A Point
Morgage Points Explained
  Explains what mortgage points are and gives guidelines for determining if buying down a point makes sense.
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Morgage Fees
Are They Tax Deductible?
Morgage Fees and Tax
  Explains in detail the various costs associated with refinancing...it can also help establish which costs may be tax deductible.
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Your Southern California Broker...
 
"123-Refi is located in Newport Beach, California near John Wayne Airport. This area of Orange County is truly the heart of the Mortage Industry. Being located in this section of Southern California is the equivalent of working on Wall Street for Financial Brokers. It gives us the ability to forge important relationships with every important institution in the business. These relationships work to your benefit."

Dan Boese,
President of 123-Refi
 

 
   

California Mortgage Prequalification...

Nearly everyone looking to purchase a new home will be doing so with a mortgage (as opposed to paying for it in cash). So what should a home-shopper look for in a mortgage? Some of the following points should be carefully considered:

  • The Interest Rate of your Mortgage
  • The Total Morgage Amount
  • The Number of Years in the Term
  • The Total Cost of all the Fees
  • The 'Margin' should be considered for Variable Rate Loans
  • The Payments on a Monthly Basis


    • The reason a broker is ideal to work with for home purchases is that you need to have a wide variety of programs available so that you can be sure to get a mortgage that is perfectly tailored to your circumstances. Many banks have difficulty with low down payment purchases as well as Stated Income, Low Doc and other scenarios that many home buyers require in order to qualify.

    Equity Direct Funding offers a huge range of options and simplifies the home buying process with these 3 easy steps:

    1. We analalyze your financial position and develop a loan strategy that will provide monthly payments that you can afford.

    2. Instant quotes are provided for several programs so that you can determine which program best suits your needs.

    3. Our 'Easy Quote Form' for California Home Purchases allows you to provide the information necessary to begin the morgage process. This also connects you with a seasoned loan expert that can answer all of the questions and concerns you may have about the financial aspects of buying a home.



    Complete our Easy Quote Form Prequalify

    You may also skip the Easy Quote Form and immediately talk with one of our loan experts by calling us at 888-835-0761

    Useful Calculators  
    Morgage Refinance Application Payment Calculator
    Current vs New Mortgage
    Compare Quotes
     
    'Beat The Banks' Guarantee  
    We will beat the interest rate of the following Banks by at least .25% and we will not charge any more than the morgage fees normally charged by the selected bank.

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    ABN Amro
    Bank of America
    Bank One
    Citbank
    Citigroup
    Wachovia
    Washington Mutual
    Wells Fargo





    Call 6am-9pm PSTSouthern California Broker For Refinancing Jumbo Mortgage Loans
    Southern California  Broker  
     
     
     
     

    Southern California Morgage Prequalification - Home Mortgage...



    Real Estate Professionals will find a number of useful Mortgage Refinance tools as well as tools that are essential to Realtors on the web. Southern California brokerages should consider Virtual Escrow for their California Mortgage transactions. If you are looking to buy a home use this nationwide MLS home search site will be of great use. Home Buyers searching for can utilize the search tools on the site of local Realty professionals.
    • Fixed Rate Mortgage - Explains what is meant by the term Fixed Rate and what distinguishes it from other types of laon programs
    • Adjustable Rate Loan - Explains what is meant by the term Adjustable Rate as well as defining common terms such as Negative Amortization, and Interest Only. It also covers popular Indices including MTA, CODI, Prime Rate, COFI, CMT, CODI and LIBOR.
    • Second Morgage - Talks about the differences between Second Mortgages and Home Equity Loans (HELOC) as well which may benefit you most.
    • NINA and Stated Income - Details the differences between the various Documentation Options. This includes NINA Morgage (No Income No Asset), NIVA, NISA, Stated Income Laon, SIVA and SISA programs.

    Prequalify For Your New California Home Purchase
    123-Refi is licensed by the DRE and able to Broker mortgages in 48 States - Located in Southern California

    © 2007 123-Refi